:root {
  color-scheme: light dark;
  --bg: #eef3f5;
  --panel: #fbfdfd;
  --ink: #0d1b21;
  --muted: #465a63;
  --wave: #086d88;
  --gold: #856116;
  --line: rgba(13, 27, 33, 0.14);
  --soft-wave: rgba(8, 109, 136, 0.08);
  --soft-gold: rgba(133, 97, 22, 0.09);
  --sans: ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  --mono: ui-monospace, "SF Mono", "Cascadia Code", Consolas, monospace;
}

@media (prefers-color-scheme: dark) {
  :root {
    --bg: #060d12;
    --panel: #0b171e;
    --ink: #e4eff3;
    --muted: #a3b6bd;
    --wave: #6fdbff;
    --gold: #e2b360;
    --line: rgba(228, 239, 243, 0.15);
    --soft-wave: rgba(111, 219, 255, 0.07);
    --soft-gold: rgba(226, 179, 96, 0.08);
  }
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  min-height: 100%;
  background:
    radial-gradient(circle at 12% 8%, var(--soft-wave), transparent 28rem),
    radial-gradient(circle at 88% 32%, var(--soft-gold), transparent 34rem),
    var(--bg);
  color: var(--ink);
  font: 400 1rem/1.618 var(--sans);
}
body::before {
  content: "Φ";
  position: fixed;
  right: -0.08em;
  bottom: -0.22em;
  z-index: -1;
  color: var(--soft-wave);
  font: 30rem/1 Georgia, serif;
  pointer-events: none;
}
.skip-link {
  position: fixed;
  left: 1rem;
  top: 1rem;
  z-index: 10;
  padding: 0.65rem 0.9rem;
  background: var(--ink);
  color: var(--panel);
  border-radius: 0.4rem;
  transform: translateY(-180%);
}
.skip-link:focus { transform: translateY(0); }
main {
  width: min(64rem, calc(100% - 2rem));
  margin: clamp(1rem, 4vw, 3.236rem) auto;
  padding: clamp(1.25rem, 5vw, 4.236rem);
  background: color-mix(in srgb, var(--panel) 96%, transparent);
  border: 1px solid var(--line);
  border-top: 3px solid var(--gold);
  border-radius: 1rem;
  box-shadow: 0 1.618rem 5rem rgba(0, 0, 0, 0.08);
}
.legal-head { max-width: 50rem; }
.wordmark {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  margin-bottom: 2.618rem;
  color: var(--ink);
  font: 700 0.82rem/1 var(--mono);
  letter-spacing: 0.12em;
  text-decoration: none;
  text-transform: uppercase;
}
.wordmark span { color: var(--gold); font: 1.9rem/1 Georgia, serif; }
.k {
  color: var(--gold);
  font: 650 0.72rem/1.4 var(--mono);
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
h1, h2, h3 { color: var(--ink); line-height: 1.18; letter-spacing: -0.025em; }
h1 { margin: 0.618rem 0 1rem; font-size: clamp(2.35rem, 7vw, 4.236rem); }
h2 { margin: 0; font-size: clamp(1.35rem, 3vw, 1.75rem); }
h3 { margin: 2rem 0 0.5rem; font-size: 1.05rem; }
p, li, td { color: var(--muted); }
p { margin: 0.72rem 0; }
li + li { margin-top: 0.42rem; }
strong, th { color: var(--ink); }
a { color: var(--wave); text-underline-offset: 0.18em; }
a:hover { color: var(--gold); }
a:focus-visible { outline: 2px solid var(--wave); outline-offset: 3px; border-radius: 0.15rem; }
code {
  padding: 0.08em 0.3em;
  color: var(--ink);
  background: var(--soft-wave);
  border-radius: 0.25rem;
  font: 0.92em/1.4 var(--mono);
}
.lede { max-width: 46rem; color: var(--ink); font-size: clamp(1.08rem, 2.4vw, 1.3rem); }
.effective { margin-top: 1.25rem; font: 0.78rem/1.5 var(--mono); letter-spacing: 0.04em; }
.summary {
  margin: 2.618rem 0;
  padding: clamp(1rem, 3vw, 1.618rem);
  background: linear-gradient(135deg, var(--soft-gold), var(--soft-wave));
  border: 1px solid var(--line);
  border-radius: 0.75rem;
}
.summary h2 { margin-bottom: 1rem; font-size: 1rem; text-transform: uppercase; letter-spacing: 0.08em; }
.summary-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.75rem; }
.summary-grid p {
  margin: 0;
  padding: 0.9rem;
  background: color-mix(in srgb, var(--panel) 78%, transparent);
  border: 1px solid var(--line);
  border-radius: 0.55rem;
}
.summary-grid strong, .summary-grid span { display: block; }
.summary-grid span { margin-top: 0.25rem; font-size: 0.9rem; }
.toc {
  display: flex;
  align-items: center;
  gap: 0.45rem 1rem;
  flex-wrap: wrap;
  padding: 0 0 1.618rem;
  border-bottom: 1px solid var(--line);
  font: 0.76rem/1.5 var(--mono);
}
.toc span { color: var(--gold); font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; }
.toc a { text-decoration: none; }
section {
  max-width: 51rem;
  padding: 2.618rem 0;
  border-bottom: 1px solid var(--line);
  scroll-margin-top: 1rem;
}
section:last-of-type { border-bottom: 0; }
ul { padding-left: 1.35rem; }
address {
  margin-top: 1rem;
  color: var(--muted);
  font-style: normal;
}
.table-wrap { overflow-x: auto; margin: 1.25rem 0; border: 1px solid var(--line); border-radius: 0.65rem; }
.table-wrap:focus-visible { outline: 2px solid var(--wave); outline-offset: 2px; }
table { width: 100%; min-width: 44rem; border-collapse: collapse; font-size: 0.9rem; }
th, td { padding: 0.9rem; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
thead th { background: var(--soft-wave); font: 700 0.74rem/1.4 var(--mono); text-transform: uppercase; letter-spacing: 0.06em; }
tbody th { width: 19%; }
tbody tr:last-child th, tbody tr:last-child td { border-bottom: 0; }
.legal-nav {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  margin-top: 2.618rem;
  padding-top: 1.618rem;
  border-top: 1px solid var(--line);
  font: 0.82rem/1.5 var(--mono);
}

@media (max-width: 640px) {
  main { width: min(100% - 1rem, 64rem); margin: 0.5rem auto; padding: 1.25rem; border-radius: 0.7rem; }
  .wordmark { margin-bottom: 2rem; }
  .summary-grid { grid-template-columns: 1fr; }
  .toc { align-items: flex-start; flex-direction: column; }
  section { padding: 2rem 0; }
  body::before { font-size: 18rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}

@media print {
  :root { color-scheme: light; --bg: #fff; --panel: #fff; --ink: #000; --muted: #222; --line: #bbb; }
  body { background: #fff; font-size: 10pt; }
  body::before, .skip-link, .toc, .legal-nav { display: none; }
  main { width: 100%; margin: 0; padding: 0; border: 0; box-shadow: none; }
  section { break-inside: avoid; }
  a { color: inherit; }
}